3 Reasons To Purchase Renter’s Insurance.

Parker Preferred Insurance serves McKinney, TX with insurance services for renters, homeowners, landlords, and more. If you are a renter who is on the fence about whether or not you actually need renter’s insurance, then check out these three reasons why you may, and contact us if you have any further questions or are ready for a quote for renters insurance in Texas. 

Three Reasons to Purchase Renter’s Insurance:

  • You cannot control your landlord. You may have found the perfect apartment that is well-kept and the people renting to you seem friendly. But that does not mean that they have the right coverage or any coverage at all on the building. Even if they do have insurance, it likely does not cover your personal assets within the building. 
  • You cannot control your neighbors. If you are a very careful individual who takes little risks in life, you may feel that renter’s insurance is unneeded. However, you cannot control your upstairs neighbor who may flood their bathtub and destroy your electronics. You cannot control the people in the apartments around you and that may end up affecting your personal property in unexpected ways.  
  • You cannot control the weather. Renter’s insurance may protect you if something destroys the building you are living in. Sure, you are not liable for the actual building but your personal losses can be great and your landlord’s insurance policy will only cover the structure, not your furniture or personal belongings. This is where personal renter’s insurance comes in. 

Contact us at Parker Preferred Insurance if you are looking to purchase renter’s insurance or if you have any questions about this type of coverage. We serve the community of McKinney, TX and the surrounding towns with quality insurance and reliability.