Boat/Watercraft Insurance

Parker Preferred Insurance’s Boat/Watercraft Coverage Options

The mild and beautiful Texas weather allows for an array of fun water activities like kayaking and jet skiing. However, amidst all the fun and adventure, it is vital to take up boat insurance for your vessel. Boat Insurance covers your boat against spontaneous perils that may damage it. It pays for the repair or replacement of your boat after such a peril.

Also, in Texas, there are stringent regulations that every boat/watercraft owner or user must adhere to keep the waters safe and clean. Laws regarding equipment, life jacket requirements, and rules of water are there to protect boat users.

Parker Preferred Insurance in McKinney, TX offers various policies for boat/watercraft insurance. Here are our boat insurance coverage options:

Medical Expenses

If you suffer injuries after a boat accident, this coverage pays your medical expenses and those of the other riders.

Property coverage

This coverage insures your boat or watercraft against damage that may occur after an accident. It covers the repair or replacement expenses. It also caters for damage caused by fire, theft, or vandalism.

Watercraft liability coverage

In case of an accident, the coverage caters for medical as well as other expenses of the person injured. If you are sued for damages by the injured party, this coverage pays the due damages.

Uninsured watercraft coverage

If you have an accident with an uninsured boat, the coverage pays the medical expenses to treat your injuries.

Additional boat equipment

This coverage caters to boat accessories such as anchors, navigation gear, or life jackets if they are lost after an insured peril.

Texas Boat Insurance

At Parker Preferred Insurance in McKinney, TX, we are committed to protecting your watercraft investment through our boat policy. Get your watercraft covered today; visit our offices and obtain a quote on your boat insurance policy. Also, feel free to call us and speak to our knowledgeable agents. We will be glad to advise you on the ideal coverage for your boat.

Our Partners

  • Allstate
  • Encompass
  • Foremost
  • Homeowners of America
  • hippo
  • Kemper
  • Mission Select
  • NatGen
  • Progressive
  • Safeco
  • Travelers


Meet our Team

Scott Parker



Darren Jenkins



Joe McBride



BobbiAnn Burch

Account Manager


Kelli Jones

Account Manager