A home insurance policy insures your home against unforeseen perils such as fire and burglary. It can also cater for the cost of repairing your living space after an insured event has occurred. If you are looking for a reliable insurance policy, Parker Preferred Insurance writes home insurance for the residents all around the state of Texas.
We provide a variety of home insurance coverage options which include:
In the event your house is destroyed by an insured event such as fire or other disasters, this policy covers the repair costs accrued. The policy covers the main home structure and not detached buildings. This does not include damage from floods or earthquakes.
If an insured peril renders your dwelling uninhabitable, this coverage pays for your extra living expenses until your living space is repaired. Such costs include food and accommodation.
Structures such as storage units and garages need also be insured against unfortunate events that may cause destruction. This coverage ensures repair of such units following an unforeseen peril.
The personal liability coverage pays to represent you in court in case you are sued for damages. People likely to file legal proceedings against you include guests that are injured in your home when a peril occurs. If you are found liable, the court may ask you to pay damages to the injured party. This policy pays any due damages.
If some of your personal property is destroyed as a result of an insured peril, this coverage pays for the repair or replacement of the damaged or stolen property.
This coverage caters to people that might have sustained injuries in your home. This includes the medical bills of people that may have been accidentally injured in your home at the time of the peril. Medical bills can be a considerable setback, which makes the coverage option an ideal addition to your home insurance policy.
At Parker Preferred Insurance in McKinney, TX, we offer flexible home insurance coverage options around the state of Texas. Contact us today for more information. Also, visit our website for a quote on home insurance from our online rating tool.