Hitting the road in the Lone Star State is something that many people enjoy. Outside the major cities, you can enjoy miles of quiet country roads and some spectacular scenery. It almost 420,000 registered motorcycles in the state. You won’t have to look far to find some friends to ride with. If you have motorcycle insurance questions in McKinney, TX Parker Preferred Insurance is here to help. As independent insurance agents, we work for our clients and not one insurance company. <\/p>\n
In the state of Texas, motorcycles are treated the same as auto when it comes to registration, titling, and insurance. You are required to show financial responsibility, which most people do by carrying motorcycle insurance. The liability requirements are 30\/60\/25. You must have $30,000 for the first injury in an accident that you caused, with a total for all injuries of $60,000 with $25,000 for property damage. That protects the other party in an accident, but what about your bike?<\/p>\n
If you have a loan on your motorcycle, you will need to have collision and comprehensive coverage to protect the lender’s investment. Once your loan is paid off, you may wonder whether it is worth it to continue carrying collision and comprehensive coverage. <\/p>\n
For most bikers, your motorcycle is your baby. If you agree, then protecting your baby from the many risks that exist is vital. Collision coverage will help to pay for your bike repairs or replacement in the event you are in an accident where you are the at-fault party. Comprehensive coverage protects against theft and vandalism as well as other hazards over which you have no control. Things like heavy winds and hail as well as large animals that dash into the road. <\/p>\n
For all your questions about motorcycle insurance in McKinney, TX, contact Parker Preferred Insurance. We have a team of experts to help you. <\/p>\n","protected":false},"excerpt":{"rendered":"
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