{"id":84,"date":"2021-07-29T04:00:00","date_gmt":"2021-07-29T10:00:00","guid":{"rendered":"https:\/\/www.parkerpreferred.com\/blog\/?p=84"},"modified":"2021-07-31T11:05:27","modified_gmt":"2021-07-31T17:05:27","slug":"how-umbrella-insurance-works","status":"publish","type":"post","link":"https:\/\/www.parkerpreferred.com\/blog\/how-umbrella-insurance-works\/","title":{"rendered":"How Umbrella Insurance Works"},"content":{"rendered":"<p>Having enough insurance is extremely important to everyone, but especially to those who have assets that they want to protect. If you don&#8217;t have enough insurance, you may face losing those assets to pay for legal judgments. If you are interested in raising your liability coverage, call us now at&nbsp;Parker Preferred Insurance in&nbsp;McKinney, TX.<\/p>\n<p><strong>Add to Your Home and Auto Policies<\/strong><\/p>\n<p>Umbrella insurance is available to those who already have auto and home insurance policies. When you have these insurance types in place, you likely have the minimum amount of coverage because it is so expensive to raise the amount of liability coverage that you have in your auto and home policies. However, it is much less expensive for you to get an umbrella insurance policy. This policy adds to the amount of auto and home liability coverage that you have through those policies. This is extremely helpful for when there is a serious accident that results in a large amount due for property damage and\/or bodily injuries.&nbsp;<\/p>\n<p><strong>How Umbrella Policies Work<\/strong><\/p>\n<p>Once there has been an accident either in your vehicle or in your home, your auto or home policy will come in to take care of the injuries and property damage that you are liable for paying. However, when you don&#8217;t have much coverage for liability in those policies, there may be a lot of overage after insurance has paid up to its maximum. To pay that overage, there is umbrella insurance. It comes in after the primary insurance policy and is there in case the bills outstrip that first policy. It&#8217;s valuable protection in case of big accidents.&nbsp;<\/p>\n<p><strong>Get an Umbrella Policy<\/strong><\/p>\n<p>If you are interested in having more liability insurance coverage, an umbrella policy can help. To find out more, call us at&nbsp;Parker Preferred Insurance in&nbsp;McKinney, TX.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Having enough insurance is extremely important to everyone, but especially to those who have assets that they want to protect. If you don&#8217;t have enough insurance, you may face losing those assets to pay for legal judgments. If you are interested in raising your liability coverage, call us now at&nbsp;Parker Preferred Insurance in&nbsp;McKinney, TX. Add [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[9,6],"class_list":["post-84","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-mckinney-tx","tag-parker-preferred-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/posts\/84","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/comments?post=84"}],"version-history":[{"count":1,"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/posts\/84\/revisions"}],"predecessor-version":[{"id":85,"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/posts\/84\/revisions\/85"}],"wp:attachment":[{"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/media?parent=84"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/categories?post=84"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.parkerpreferred.com\/blog\/wp-json\/wp\/v2\/tags?post=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}